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Discover cheapest home insurance
have a home insurance It is not mandatory, unless your home is mortgaged. Even so, it is recommended since it is a good method to protect yourself against any unforeseen event inside or outside the home.
Besides the price, There are several factors to take into account when purchasing insurance.. Coverage will vary depending on the claims that occur in the home. Having good insurance can avoid the impact of large unexpected expenses.
Find cheap home insurance It is not always easy, so it is advisable to be very clear about what you are going to insure and compare all the offers to choose the best value for money.
benefits of having home insurance
exists Home insurance offers a series of benefits that can give you peace of mind and protection in case of unforeseen events. Below, we highlight some of the main benefits of having home insurance.
1– Protection against risks and natural disasters: Having home insurance covers possible damages caused by fires, floods, etc. This gives you the security that in the event something like this happens, your home will be protected and you will be able to receive financial compensation.
2- Coverage for theft or vandalism: You can also protect your assets in case of theft or acts of vandalism. Home insurance will indemnify you for the value of the stolen objects, allowing you to replace them without a high financial cost.
3. Assistance in repairs and maintenance: Some policies include assistance services for repairs and maintenance. So you can count on professionals to solve problems such as gas leaks, electrical problems or appliance repairs.
types of home insurance
There is no clear and standardized classification of the different home insurance that exist in the market, but they can be grouped into three large categories due to the coverage that the policies usually include:
- Essential
Generally, it covers fire or explosion damage, theft, theft, plumbing repairs, flood damage, broken glass and glass-ceramic panels. Additionally, it may include in-home assistance and sometimes limited legal defenses. It is the easiest and often cheapest insurance the company offers.
- Intermediate
It includes the coverage that we usually find in a basic home and adds some additional coverage such as civil liability, aesthetic damage, home assistance and legal defense. It belongs to the mid-range of home insurance, the price is usually higher than that of the basic policy.
- Complete and multi-risk
It is the most complete insurance that is usually offered. This includes extra guarantees such as maintenance of computer equipment, repair of household appliances or DIY service.
Digital home insurance
He home insurance It is born from the need to protect the house from damage to the structure itself or to the goods that are inside it. In short, its purpose is to financially protect the home from possible risks.
Hiring insurance is a complicated and tiring decision, sometimes forced, and in many cases we don't know if we really need one, or how to hire it.
As a result of the indecision of many people when it comes to hiring a home insurance and the inconvenience of the long processes of calls and paperwork that this entails, the technology has transformed the insurance industry over the years. Insurers are leveraging technology to reduce risk, drive customer engagement, and provide customers with the best experience and peace of mind.
In many cases, they seek to take advantage of the technology that is already connected in many homes and facilitate processes so that everyone can access cheap home insurance, digital and simple.
TUIO, the digital 100% home insurance
yours is presented as the revolution of the home insurance. It is digital 100% so you can manage everything from your mobile, there is no permanence so you can leave whenever you want. They also take care of your old insurance and above all they are transparent, no paperwork or incomprehensible words.
you can hire your home insurance from €6 per month, making it a very affordable home insurance option. It has different types of insurance:
- Home insurance
He Basic home insurance is only necessary if you have a mortgage. It is not required if you own a home but do not have a bank loan. However, it is highly recommended that you rent one, since you will have to pay if there is an accident in your home.
- Liability insurance
When we talk about civil liability guarantees, we are talking about guarantees that cover all the damage that you can cause in the home of a third party. Imagine a leak in your house, causing your neighbor's walls to be wet. In this case, it will be your responsibility and therefore you should bear all costs. If you have home insurance, it will cover you since it is one of the basic coverages.
- renters insurance
He homeowners insurance It is a type of homeowners insurance that a renter buys to protect himself and his property. If the homes are insured by the owner, they generally do not protect the tenants or their property, and also do not cover accidents that occur in the home and cause damage to them or third parties.
- Second home insurance
It is not mandatory to take out insurance for your second home, but it is highly recommended. Simply leaving the home unoccupied for long periods of time can make it a target for theft, in addition to the weather inconveniences typical of tourist vacation destinations.
TUIO discount with Fazil Neobank
if at contract your insurance in Tuio you make the payment with your card Fazil, you will receive a cashback 21%. This way you will save even more thanks to the low cost of your insurance in Luko and the cashback provided by Fazil.
As? You will simply have to download Fazil Neobank, create an account and add the insurance amount. After this, when you go to make the payment in Tuio you will only have to enter the data of your Fazil card and you will automatically receive the 21% cashback.
