Today it is very easy to carry out transfers from account to account, either in person or with just a few clicks on your mobile, even international transfers.
Here we leave you some tips so that you have everything ready the next time you have to carry out this procedure.
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Identify to which country the bank account to which you are going to make the international transfer belongs
If the country belongs to SEPA (Single Euro Payments Area), the transfers will have the same conditions as those made in the national territory. Otherwise, they will be carried out through SWIFT, the communication channel with which banks are identified internationally.
Have all the data ready
You will need the following recipient information
- Full name of the recipient
- IBAN or destination account number
- SWIFT / BIC code (don't get confused, it's the same 😉) of the destination account in case of international transfer
- Amount and currency
Remember to consider the shipping cost of international transfers
The cost of the international transfers It depends on several factors: the sending time, the amount sent, the commissions that each bank establishes for the transfer and if there is a currency exchange (currency exchange) in the operation.
You see? It's very Fazil. We believe that managing our money doesn't have to be complicated, so why not read our guide to what is a SWIFT/BIC code? You are already on your way to being an expert with your money, like this with Fazil.